MCAG and Xplor Pay are excited to share the most recent news about the Visa/Mastercard Settlement. The Judge has approved the proposed claim form, and it’s expected they will start going out by mail in December 2023.
The holiday season is more than just a festive time of year; it’s a golden opportunity for small businesses to shine. But what does this mean in numbers?
Navigating the world of Point of Sale (POS) systems can be daunting, especially for small business owners. However, a modern POS system is more than just a tool to accept payments.
In a world where every penny counts, businesses are always on the lookout for ways to save money and boost their bottom line. One often overlooked strategy that can make a significant difference is the use of cash discounts.
The value of repeat customers for small and medium-sized businesses (SMBs) cannot be overstated. They play a crucial role in the success and growth of an SMB. Creating a base of loyal customers can lead to increased profitability, stability, and growth for your business.
The idea of merchants offering their customers a discount for paying with cash or check is nothing new. Neither is adding a fee to cover the cost of processing credit cards.
Give Yourself the Gift of Time – Optimize Your Small Business
by Xplor Pay
For many small business owners, the dream isn’t necessarily to expand into a larger company. In fact, a significant portion of small businesses have a different goal in mind: optimization.
Dual pricing is the practice of charging a reduced price (or cash discount) to customers paying with cash versus a higher price to those paying with credit for the same product or service.
Tokenization replaces confidential customer credit card information with a string of random numbers so that no one, neither businesses nor criminals, get access to it.
Welcome to the digital age – it’s a time of opportunity, growth, and, let’s be honest, a little bit of complexity. But fear not, we’re here to guide you through one of the most crucial aspects of this digital revolution: accepting online payments.
It’s no secret that payment card fraud is a growing problem all over the world. Between rising fraud rates and the October 2015 EMV liability shift, EMV cards and EMV-enabled terminals are now commonplace.