Xplor Pay Blog: Merchants
Card-Present vs. Card-Not-Present Transactions: What’s the Difference?
Card transactions generally fall into two categories: card-present and card-not-present transactions. Understanding the difference can help you make smarter decisions about how your business accepts payments and why certain transactions may cost more to process than others.
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Get Ahead of the Holiday Rush: 10 Things Small Businesses Can Do Now
Before you know it, you will be juggling holiday promotions, increased customer traffic, inventory needs, employee schedules, and a growing to-do list. Getting a head start on a few key areas now can help you avoid last minute scrambling and put your business in a better position when the holiday rush begins.
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Meeting Customer Expectations at Checkout
Consumers have more ways to pay than ever before. And as people get used to having those options in their everyday lives, their expectations are changing too. For businesses, that means the checkout experience is becoming an important part of the overall customer experience.
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How Funding Impacts Your Cash Flow
Making sales is essential, but healthy businesses depend on more than revenue alone. They depend on reliable cash flow. Understanding your funding timeline helps you better anticipate deposits, reconcile your accounts, and make smarter financial decisions.
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9 Questions Every Small Business Owner Should Ask Mid-Year
When you’re focused on today’s priorities, it’s easy to lose sight of the bigger picture. That’s why a mid-year business checkup can be so valuable. Simply taking a step back and asking the right questions can reveal opportunities to improve efficiency, reduce costs, strengthen cash flow, and create a better experience for your customers.
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Chargebacks Happen. Here’s Why Your Payment Processor Matters.
Receiving a chargeback doesn’t automatically mean you’ve done something wrong. More importantly, it isn’t something you should have to navigate on your own. The best payment processors don’t just move money, they become a resource when problems arise.
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Which Payment Methods Should Your Business Accept?
Credit cards. Debit cards. Mobile wallets. ACH transfers. Buy now, pay later. Automated invoicing. For small business owners, the growing list of payment options can feel overwhelming. The best payment solution isn’t the one with the most features; it’s the one that fits your business and makes it easy for customers to pay.
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How to Choose the Right Payment Partner for Your Business
Payment processing touches nearly every part of a business – from how quickly you get paid to how customers interact with your brand to how efficiently your day-to-day operations run. Here is what to look for when choosing the right payment partner.
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