How to Reduce Payment Processing Fees: A Guide to Cost Savings Programs for SMBs
by Xplor Pay
Cost savings programs like cash discounting, surcharging, and dual pricing each offer a different path to the same goal: protecting your margins while still giving customers flexibility in how they pay.
Fast financing has become increasingly important. It’s not just about getting funding; it’s about having access to it when it matters most and being able to use it without disrupting the flow of your business.
AI isn’t just a trend. It’s quickly becoming a competitive advantage for everyone, including SMBs. Businesses that embrace it are operating more efficiently, delivering better customer experiences, and making smarter, data-driven decisions.
In this guide, you’ll learn what interchange is, why credit card processing fees vary, the most common payment pricing models, and what merchants should look for when evaluating their payment setup.
Accepting credit cards isn’t optional anymore, it’s foundational. Customers expect to pay how they want, when they want, whether that’s tapping a card in-store or checking out online at 10:47 p.m. from their couch.
Mastering Tap to Pay: Your Guide to Contactless Transactions
by Xplor Pay
Contactless payments have moved from “nice to have” to an everyday expectation. Whether someone is tapping a phone to buy coffee or waving a card over a terminal at checkout, it has reshaped how transactions happen.
Payment Processing 101: What Happens When a Customer Pays & Why It Matters More Than You Think
by Xplor Pay
Fundamentals of payment processing, what’s actually happening behind the scenes, who’s involved, and why understanding the basics can help business owners feel more confident and in control.
Payments Planning for the New Year: What Every SMB Should Review
by Xplor Pay
This article covers the most important payments moves every small business should consider as they head into the new year, so payments support your goals instead of holding them back.
As more customers embrace NFC and mobile wallets, merchants have a valuable opportunity to create a faster, safer, and more modern payment experience. This guide breaks down how NFC works, how secure it is, and what businesses need to know to get started.
Explore how split payments work, why they matter, and what businesses should know when implementing them. By learning how to implement split payments effectively, businesses can better serve customers and enhance operational efficiency.
What the New Visa & Mastercard Swipe Fee Settlement Means for Merchants & How to Keep Processing Costs Low
by Xplor Pay
The proposed Visa and Mastercard settlement could bring meaningful changes to how merchants are charged for credit card acceptance. While some businesses may see modest savings, the real impact will depend on their card mix. We break down what’s included in the proposal and what to expect next as the court review continues.
