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Clearent by Xplor is now Xplor Pay.

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  • Software Providers
    Vertical SaaS Solutions
    PayFac as a Service
    Balance Risk & Reward with PayFac as a Service
    Embedded Payments
    Embedded & Integrated Solutions
    NEW
    Embedded Capital
    Low-Code Capital Solution Embedded in Your Software
    NEW
    White-Label Payments
    Power Your Platform and Elevate Your Brand
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    Dispute Management API
    Enhance your software with built-in dispute resolution
    Transaction API
    Seamlessly embed payment processing
    Reporting API
    Robust reporting & payments insights
    Boarding API
    Flexible solutions for all boarding needs
     
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    Recurring Payments API
    Monetize your software users’ subscription billing
    Marketing API
    Where data meets marketing automation
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    Secure mobile application acceptance
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    Featured Webinar
    The Road to Payment Facilitation
    Scaling with Embedded Payment Partnerships Webinar.
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    • PayFac as a Service
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    Merchant Solutions
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    Simple, secure payment processing for SMBs
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    Save up to 95% on processing fees
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    Multi-layered approach to payments security
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    Automate & simplify invoicing
     
    Reporting
    Everything you need to run your business
    Merchant Financing
    Fast financing options
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    Recurring Payments Solution
    Automate recurring billing
    Gift Cards & Loyalty
    Implement gift & loyalty programs
    Ways to Pay
    Point of Sale
    Efficiently manage your business on one platform
    Mobile App
    Accept credit cards on the go
    Virtual Terminal
    Accept payments online
     
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    Text to Pay
    Accept payments via secure text links
    Hosted Payments
    Accept payments online via hosted payments page
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    • Payment Processing
    • Cash Discounting
    • Payment Protection
    • Smart Invoicing
    • Reporting
    • Merchant Financing
    • Recurring Payments Solution
    • Gift Cards & Loyalty
    • Point of Sale Solutions
    • Mobile App
    • Virtual Terminal
    • Text To Pay
    • Hosted Payments
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    Listen to our Payment Pulse podcast
    Latest Podcast
    Payment Pulse | Ep. 12
    Embedded vs Integrated Payments with Mark Passifione
    Payment Pulse Image
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Learning Center

Podcast

April 11 2025

11 min read

Payment Pulse – Ep. 8

by Xplor Pay

Tariffs Impact on SMBs and Payments Payment Pulse: The Power of Social Proof: Learn how influencer endorsements, online reviews, and ….

Read more

Payment Pulse Ep 8

Press

July 08 2025

3 min read

Clearent by Xplor Rebrands to Xplor Pay, Leader in Vertical SaaS Platform Payments

by Xplor Pay

Fresh identity solidifies Xplor Pay’s place as a leading PayFac as a Service provider,with expanded capabilities for software platforms ATLANTA, July ….

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Press

May 08 2025

3 min read

Xplor Pay Launches Xplor Capital, Enabling SaaS Providers to Easily Embed Business Financing into Software

by Xplor Pay

ATLANTA, May 8, 2025 /PRNewswire/ — Xplor Pay, a leading U.S. payment processor under Xplor Technologies, has today announced the launch of Xplor Capital, an ….

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Payment Pulse Ep 8

Podcast

April 11 2025

11 min read

Payment Pulse – Ep. 8

by Xplor Pay

Tariffs Impact on SMBs and Payments Payment Pulse: The Power of Social Proof: Learn how influencer endorsements, online reviews, and ….

Read more

Payment Pulse Ep 7

Podcast

March 28 2025

11 min read

Payment Pulse – Ep. 7

by Xplor Pay

PayFac as a Service Exposed Payment Pulse: The Power of Social Proof: Learn how influencer endorsements, online reviews, and peer ….

Read more

Payment Pulse Ep 6

Podcast

March 21 2025

10 min read

Payment Pulse – Ep. 6

by Xplor Pay

Consumer to Merchant Relationship  Payment Pulse: The Power of Social Proof: Learn how influencer endorsements, online reviews, and peer behavior ….

Read more

Payment Pulse Ep 3

Podcast

February 21 2025

14 min read

Payment Pulse – Ep. 3

by Xplor Pay

Social Influence & Emotional Spending Payment Pulse: The Power of Social Proof: Learn how influencer endorsements, online reviews, and peer ….

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Payment Pulse Ep 2

Podcast

February 14 2025

17 min read

Payment Pulse – Ep. 2

by Xplor Pay

Buy Now, Think Later? Payment Pulse: How do consumers decide when to spend, save, or swipe their cards? In this ….

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Payment Pulse Ep1

Podcast

January 31 2025

7 min read

Payment Pulse – Ep. 1

by Xplor Pay

Humanizing & Simplifying Payments Payment Pulse: The go-to source for simplified insights into the ever-evolving world of payments. Designed for ….

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Press

December 10 2024

3 min read

Xplor Pay and KORONA POS Team Up to Enhance Payment Processing for Retailers

by Xplor Pay

Integrated solution offers streamlined checkout, simplified reporting, and specialized processing capabilities ATLANTA, GA, December 10, 2024 – Xplor Pay, a ….

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Press

October 22 2024

3 min read

Xplor Pay Launches PayFac as a Service to Help Software Providers Unlock Hidden Revenue

by Xplor Pay

New solution empowers SaaS companies to maximize payments revenue, reduce costs, and scale faster. ATLANTA, GA, October 22, 2024 – Xplor ….

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automated payments onboarding saas providers

Webinars

June 22 2024

46 mins

Why Automated Payments Onboarding Matters

by Xplor Pay

Our latest webinar where we dive into the benefits and strategies behind automated payments onboarding for SaaS providers.

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Insights

May 15 2024

2 min read

Interchange Rates – 2025

by Xplor Pay

The following are the April 2025 updates to Visa and American Express programs and fees. Visa Visa Enhanced Data File ….

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© 2025 Clearent, LLC (operating as Xplor Pay) is a registered agent for Central Bank of St. Louis, MO; Citizens Bank, N.A., Providence, RI; and Pathward, N.A., Sioux Falls, SD.

Solutions

  • Payment Processing
  • Cash Discounting
  • Gift Cards & Loyalty
  • Automated Invoicing
  • Merchant Financing
  • Reporting
  • Payment Protection
  • Recurring Payments Solution

Partners

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APIs

  • Dispute Management API
  • Transaction API
  • Reporting API
  • Boarding API
  • Recurring Payments API
  • Marketing API
  • Mobile SDK
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