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March 03 2026
April 2026 Association Updates
by Xplor Pay
Effective April 1, 2026, Xplor Pay will implement changes made to operating regulations by Visa®, Mastercard®, American Express®, Discover®, and supported Debit ….
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August 20 2025
Visa’s New Commercial Enhanced Data Program (CEDP): What B2B Merchants Need to Know
by Xplor Pay
If your business processes B2B transactions with Visa commercial or small business credit cards, big changes are already underway. In ….
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New PCI Requirements for E-Commerce Transactions
by Xplor Pay
The PCI Data Security Standard (PCI DSS) is a global set of requirements designed to minimize fraud and protect sensitive ….
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Security Best Practices
by Xplor Pay
Security is one of our top priorities. Keep these best practices in mind to help safeguard your business and your customers.
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January 22 2024
Understanding Your Form 1099-K
by Xplor Pay
When will I receive my 1099-K? Each January, we will mail your 1099-K. You should receive it by the end ….
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January 03 2024
What are the PCI Standards & Programs?
by Xplor Pay
Now that you know what PCI DSS compliance is and who needs to be PCI compliant, it’s time to learn more about ….
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September 13 2023
Understanding Interchange
by Xplor Pay
Many merchants and merchant services providers are confused by interchange and its impact on the fees that merchants pay to ….
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September 13 2023
Visa Transaction Integrity Fee
by Xplor Pay
Visa introduced the Visa Transaction Integrity Fee (TIF) in April 2012. The TIF is $0.10 per transaction and will be ….
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August 31 2023
Visa Fixed Acquirer Network Fee
by Xplor Pay
Visa introduced the Fixed Acquirer Network Fee (FANF) in April 2012. The FANF fee is a monthly fee that is ….
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August 25 2023
United States Federal Reserve launches FedNow
by Xplor Pay
On July 20, 2023 the United States Federal Reserve launched a new instant payment service, FedNow. This service allows individuals ….
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August 14 2023
What Are the Different PCI Self-Assessment Questionnaires (SAQs)?
by Xplor Pay
The formal process of achieving PCI compliance for most businesses will include submitting an annual PCI self-assessment questionnaire (SAQ) and ….
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Complying with the IRS Reporting Rules
by Xplor Pay
The Internal Revenue Service (IRS) tax code requires all merchant acquiring entities, such as Xplor Pay, to file a Form ….
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