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Xplor Pay Blog

Software Providers

December 13 2024

5 min read

Why Recurring Payment APIs Are a Game-Changer for Software Providers

by Xplor Pay

In today’s subscription economy, businesses increasingly rely on recurring revenue models to drive consistent growth and enhance customer retention. For software providers, seamless billing operations are critical for delivering exceptional user experiences and maintaining steady cash flow.

Read more

Man setting up a recurring payment

Software Providers

November 03 2023

6 min read

Improving Customer Experience in 10 Steps

by Xplor Pay

If you’re an Independent Software Vendor (ISV), you’re probably aware of the buzzword that’s been making waves in the industry: Customer Experience or CX. Users don’t just want a product; they crave an experience, a journey, a story. Modern users are a savvy bunch.

Read more

restaurant staff learning how to choose a point of sale system

Merchants

October 26 2023

4 min read

How To Choose a POS System

by Xplor Pay

Navigating the world of Point of Sale (POS) systems can be daunting, especially for small business owners. However, a modern POS system is more than just a tool to accept payments.

Read more

handsome smiling barista offering cash discount in cafe

Merchants

September 29 2023

4 min read

What is a Cash Discount?

by Xplor Pay

In a world where every penny counts, businesses are always on the lookout for ways to save money and boost their bottom line. One often overlooked strategy that can make a significant difference is the use of cash discounts.

Read more

Merchants

September 22 2023

5 min read

The Value of Repeat Customers for SMBs

by Xplor Pay

The value of repeat customers for small and medium-sized businesses (SMBs) cannot be overstated. They play a crucial role in the success and growth of an SMB. Creating a base of loyal customers can lead to increased profitability, stability, and growth for your business.

Read more

Merchants

September 15 2023

3 min read

Cash Discount vs Surcharge: A Detailed Comparison

by Xplor Pay

The idea of merchants offering their customers a discount for paying with cash or check is nothing new. Neither is adding a fee to cover the cost of processing credit cards.

Read more

Merchants

September 08 2023

3 min read

Give Yourself the Gift of Time – Optimize Your Small Business

by Xplor Pay

For many small business owners, the dream isn’t necessarily to expand into a larger company. In fact, a significant portion of small businesses have a different goal in mind: optimization.

Read more

dual pricing explained

Merchants

September 01 2023

5 min read

What is Dual Pricing?

by Xplor Pay

Dual pricing is the practice of charging a reduced price (or cash discount) to customers paying with cash versus a higher price to those paying with credit for the same product or service.

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credit card tokenization

Merchants

August 14 2023

7 min read

Credit Card Tokenization

by Xplor Pay

Tokenization replaces confidential customer credit card information with a string of random numbers so that no one, neither businesses nor criminals, get access to it.

Read more

Software Providers

August 11 2023

4 min read

Elevate Your ISV Business with Xplor Pay’s New Integrated Marketing Growth Suite

by Xplor Pay

In the dynamic landscape of digital marketing, independent software vendors (ISVs) must stay ahead of the curve to maintain a competitive edge.

Read more

Software Providers

August 04 2023

7 min read

Harnessing the Power of Payment Processing Partnerships: A Comprehensive Guide

by Xplor Pay

In the ever-evolving landscape of digital commerce, businesses are constantly seeking innovative ways to streamline operations, enhance customer experiences, and drive revenue growth.

Read more

Merchants

July 28 2023

10 min read

How to Accept Payments Online in 5 Easy Steps

by Xplor Pay

Welcome to the digital age – it’s a time of opportunity, growth, and, let’s be honest, a little bit of complexity. But fear not, we’re here to guide you through one of the most crucial aspects of this digital revolution: accepting online payments. 

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payment integration partnership

Software Providers

July 21 2023

6 min read

How to Get the Most Out of a Payment Integration and Partnership

by Xplor Pay

In the dynamic landscape of Software-as-a-Service (SaaS), integrated payment solutions and partnerships continue to evolve as pivotal elements for enhancing ….

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© 2025 Clearent, LLC (operating as Xplor Pay) is a registered agent for Central Bank of St. Louis, MO; Citizens Bank, N.A., Providence, RI; and Pathward, N.A., Sioux Falls, SD.

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