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Xplor Pay Blog

Software Providers

September 19 2025

2 min read

Xplor Technologies to Acquire Ezypay – Unlocking New Growth for Businesses of All Sizes in Asia Pacific

by Xplor Pay

Xplor Technologies (Xplor Pay’s parent company) has entered into a definitive agreement to acquire Ezypay, a multi-award-winning recurring payment solutions provider trusted by businesses across Asia Pacific.

Read more

software provider testing integrated payments in app

Software Providers

March 01 2024

6 min read

Comparing Xplor Pay’s Mobile SDK and Mobile App

by Xplor Pay

We kicked off 2024 by officially launching our much anticipated Xplor Pay Mobile App, which small businesses can use through a merchant account to capture credit card payments from anywhere, anytime.

Read more

Merchants

March 01 2024

4 min read

What is EMV Acceptance and the EMV Non-Acceptance Fee?

by Xplor Pay

In October 2015, the liability for transactions made with counterfeit cards shifted to businesses without EMV chip card technology in their POS systems or card terminals.

Read more

what is surcharging

Merchants

February 28 2024

7 min read

What is Credit Card Surcharging?

by Xplor Pay

The practice of surcharging, particularly when it pertains to credit card transactions, has long been a topic of misunderstanding.

Read more

Merchants

February 28 2024

5 min read

Cash Discount vs Surcharge

by Xplor Pay

As transaction fees continue to impact profit margins, businesses are looking for ways to mitigate these costs while maintaining customer satisfaction. Two common approaches used are cash discounting and surcharging.

Read more

Merchants

February 23 2024

5 min read

Navigating Payment Security in the E-Commerce World

by Xplor Pay

In the fast-paced world of e-commerce, robust payment security is crucial. It not only fosters trust and reliability in digital transactions but also plays a vital role in maintaining consumer confidence and the integrity of online marketplaces.

Read more

Software Providers

February 16 2024

6 min read

Payment Processor vs Payment Facilitator: Understanding the Differences

by Xplor Pay

As consumers, our experience with credit card payments is a tiny sliver of the world we call electronic payments. However, understanding the digital payment landscape has become essential for businesses.

Read more

Merchants

February 09 2024

4 min read

Payment Technology Trends in the Food & Beverage Industry

by Xplor Pay

In an era where the pace of technological change is relentless, the food and beverage industry must stay on top of the latest developments in payment technology to remain profitable and relevant.

Read more

woman learning about omnichannel payments

Merchants

February 02 2024

8 min read

What are Omnichannel Payments?

by Xplor Pay

The rise of omnichannel payments is driven by technological advancements and changing consumer behaviors with the desire for speed and flexibility.

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Merchants

January 26 2024

6 min read

Boost Revenue and Efficiency in Your Bar

by Xplor Pay

In the world of hospitality, bars face the relentless challenge of managing operations efficiently while maximizing revenue. This is where Point of Sale (POS) systems come into play.

Read more

man interested in merchant onboarding automation software

Software Providers

January 19 2024

7 min read

What Is Automated Merchant Onboarding and Why is it important?

by Xplor Pay

In the rapidly evolving digital era, the concept of automated merchant onboarding is taking center stage, especially for Independent Software Vendors (ISVs). This innovative approach streamlines the traditional merchant onboarding process, transforming it into a more efficient, accurate, and user-friendly experience.

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Software Providers

January 12 2024

8 min read

What Are Embedded Payments?

by Xplor Pay

Embedded payments are a transformative approach in the financial and e-commerce sectors, integrating payment processing directly into software platforms and applications. Embedded payments solutions allow for a more streamlined and efficient transaction process, both for businesses and their customers.

Read more

Merchants

January 05 2024

6 min read

Securing Payments: A Guide for Small Businesses

by Xplor Pay

In the digital age, the security of monetary transactions is more crucial than ever for small businesses. As transactions increasingly move online, the risks associated with digital payments also rise.

Read more

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© 2025 Clearent, LLC (operating as Xplor Pay) is a registered agent for Central Bank of St. Louis, MO; Citizens Bank, N.A., Providence, RI; and Pathward, N.A., Sioux Falls, SD.

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