Xplor Pay Blog

Software Providers

February 18 2026

6 min read

How Top VSaaS Platforms Turn Payments Into their #1 Revenue Engine

by Xplor Pay

Top vertical SaaS platforms are turning embedded payments into their largest revenue engine by treating payments as a standalone business line, powered by marketing-led adoption and operator-driven go-to-market strategy.

Merchants

November 08 2024

8 min read

Level 3 Credit Card Processing: What It Is and Why It Matters

by Xplor Pay

For businesses primarily dealing with other businesses or government agencies, Level 3 processing can significantly reduce costs through detailed data collection.

Software Providers

November 01 2024

8 min read

A New Approach to Maximizing Payments Revenue with PayFac as a Service

by Xplor Pay

Over the last several years, software providers have been building interest in becoming Payment Facilitators, but the question continues to remain, is it the right fit for you? With the rise of Payment Facilitation came demand from software providers for a less intensive solution.

Three colleagues collaborating around a laptop in a bright, modern office setting.

Merchants

October 25 2024

11 min read

Level 2 Processing: What It Is and Why It Matters

by Xplor Pay

Credit card processing fees are a burden for many businesses, especially those with high transaction volumes. But what if there was a way to lower those fees without changing your payment provider? This is where Level 2 credit card processing comes into play.

Young woman in a café working on a tablet and reviewing charts.

Software Providers

October 18 2024

6 min read

How to Assess the Health and Risk of Your Merchant Portfolio: A Guide for Software Providers

by Xplor Pay

Managing a healthy merchant portfolio is crucial for software providers, as it directly impacts revenue and risk exposure.

Software Providers

October 04 2024

5 min read

6 Benefits of Working with a PayFac as a Service Provider

by Xplor Pay

PayFac as a Service allows software providers to reap the benefits of true payment facilitation services without the heavy lifting.

Two women discussing items in a clothing store, one holding a tablet.

Merchants

September 27 2024

6 min read

How SMBs Can Improve Customer Engagement with a Point-of-Sale System

by Xplor Pay

Once viewed as just a tool to process payments, today’s POS systems are dynamic platforms that help SMBs enhance customer engagement, improve efficiency, and ultimately grow their business.

Group of colleagues engaged in a collaborative discussion around a laptop in a modern office.

Software Providers

September 20 2024

5 min read

Webinar Recap: Balancing Risk & Reward with PayFac as a Service

by Xplor Pay

Our recent webinar, Balancing Risk & Reward with PayFac as a Service, provided invaluable insights into how software providers can maximize.

Woman browsing wine selection in a liquor store.

Merchants

September 13 2024

6 min read

Payment Trends in Liquor Stores: Embracing Modern-Day POS Systems

by Xplor Pay

Modern Point of Sale (POS) systems, which are helping liquor store owners keep up with customer expectations, streamline operations, and drive growth.

Team of professionals reviewing charts and data during a collaborative meeting.

Software Providers

September 05 2024

5 min read

Tips for Understanding and Optimizing Your Merchant Portfolio: A Guide for Software Providers

by Xplor Pay

As software providers pursue more responsibility through embedded payment solutions, it is critical to understand portfolio management

Merchants

August 30 2024

9 min read

Ways to Accept Payments Online

by Xplor Pay

Explore the many benefits of accepting online payments and provides a guide on how businesses can implement various online payment methods, ensuring a seamless and secure transaction experience for their customers.

Woman working on a laptop in an office, smiling as she types.

ISOs

August 23 2024

3 min read

Discover the Power of Your Partner Portal

by Xplor Pay

Software providers and independent sales organizations (ISOs) navigating the payment processing industry need efficiency, transparency, and comprehensive tools to more effectively manage merchant portfolios.

Woman handing a credit card to a cashier in a bookstore.

Merchants

August 15 2024

7 min read

Preparing Your Retail Business for Back-to-School Season

by Xplor Pay

From optimizing your inventory to enhancing your marketing efforts, there are several ways to ensure your retail business is ready to meet the demands of back-to-school shoppers.