Skip to content

Clearent by Xplor is now Xplor Pay.

Xplor Paylogo
  • Software Providers
    Vertical SaaS Solutions
    PayFac as a Service
    Balance Risk & Reward with PayFac as a Service
    Embedded Payments
    Embedded & Integrated Solutions
    NEW
    Embedded Capital
    Low-Code Capital Solution Embedded in Your Software
    NEW
    White-Label Payments
    Power Your Platform and Elevate Your Brand
    Get Started
    Dispute Management API
    Enhance your software with built-in dispute resolution
    Transaction API
    Seamlessly embed payment processing
    Reporting API
    Robust reporting & payments insights
    Boarding API
    Flexible solutions for all boarding needs
     
    Icons/xplor-icon-reload
    Recurring Payments API
    Monetize your software users’ subscription billing
    Marketing API
    Where data meets marketing automation
    Mobile Payments SDK
    Secure mobile application acceptance
    Documentation
    Explore our products, guides, resources & references
    Featured Webinar
    The Road to Payment Facilitation
    Scaling with Embedded Payment Partnerships Webinar.
    Watch Webinar
    • PayFac as a Service
    • Embedded Payments
    • Embedded Capital
    • Dispute Management API
    • Transaction API
    • Reporting API
    • Boarding API
    • Recurring Payments API
    • Marketing API
    • Mobile Payments SDK
    • Documentation
  • Merchants
    Merchant Solutions
    Payment Processing
    Simple, secure payment processing for SMBs
    Cash Discounting
    Save up to 95% on processing fees
    Payment Protection
    Multi-layered approach to payments security
    Smart Invoicing
    Automate & simplify invoicing
     
    Reporting
    Everything you need to run your business
    Merchant Financing
    Fast financing options
    Icons/xplor-icon-reload
    Recurring Payments Solution
    Automate recurring billing
    Gift Cards & Loyalty
    Implement gift & loyalty programs
    Ways to Pay
    Point of Sale
    Efficiently manage your business on one platform
    Mobile App
    Accept credit cards on the go
    Virtual Terminal
    Accept payments online
     
    Icons/xplor-icon-speech-bubble
    Text to Pay
    Accept payments via secure text links
    Hosted Payments
    Accept payments online via hosted payments page
    Get Started
    • Payment Processing
    • Cash Discounting
    • Payment Protection
    • Smart Invoicing
    • Reporting
    • Merchant Financing
    • Recurring Payments Solution
    • Gift Cards & Loyalty
    • Point of Sale Solutions
    • Mobile App
    • Virtual Terminal
    • Text To Pay
    • Hosted Payments
  • Resources
    Who We Are
    Icons/xplor-icon-move-with-purpose
    About Us
    Who is Xplor Pay?
    Careers
    See our option positions
    Reviews
    Hear what our customers are saying
    Success Stories
    Find out how we’ve made an impact
    Learn More
    Blog
    Read our latest blogs
    Learning Center
    Check out additional resources
    News
    Explore our latest press releases
    Podcasts
    Listen to our Payment Pulse podcast
    Latest Podcast
    Payment Pulse | Ep. 12
    Embedded vs Integrated Payments with Mark Passifione
    Payment Pulse Image
    Watch Podcast
    • About Us
    • Careers
    • Blog
    • Learning Center
    • News
    • Reviews
    • Success Stories
    • Podcasts
  • Sign In
  • Get Started

Clearent by Xplor Blog

Software Providers

December 13 2024

5 min read

Why Recurring Payment APIs Are a Game-Changer for Software Providers

by Xplor Pay

In today’s subscription economy, businesses increasingly rely on recurring revenue models to drive consistent growth and enhance customer retention. For software providers, seamless billing operations are critical for delivering exceptional user experiences and maintaining steady cash flow.

Read more

Man setting up a recurring payment
what is surcharging

Merchants

February 28 2024

7 min read

What is Credit Card Surcharging?

by Xplor Pay

The practice of surcharging, particularly when it pertains to credit card transactions, has long been a topic of misunderstanding.

Read more

Merchants

February 28 2024

5 min read

Cash Discount vs Surcharge

by Xplor Pay

As transaction fees continue to impact profit margins, businesses are looking for ways to mitigate these costs while maintaining customer satisfaction. Two common approaches used are cash discounting and surcharging.

Read more

Merchants

February 23 2024

5 min read

Navigating Payment Security in the E-Commerce World

by Xplor Pay

In the fast-paced world of e-commerce, robust payment security is crucial. It not only fosters trust and reliability in digital transactions but also plays a vital role in maintaining consumer confidence and the integrity of online marketplaces.

Read more

Software Providers

February 16 2024

6 min read

Payment Processor vs Payment Facilitator: Understanding the Differences

by Xplor Pay

As consumers, our experience with credit card payments is a tiny sliver of the world we call electronic payments. However, understanding the digital payment landscape has become essential for businesses.

Read more

Merchants

February 09 2024

4 min read

Payment Technology Trends in the Food & Beverage Industry

by Xplor Pay

In an era where the pace of technological change is relentless, the food and beverage industry must stay on top of the latest developments in payment technology to remain profitable and relevant.

Read more

woman learning about omnichannel payments

Merchants

February 02 2024

8 min read

What are Omnichannel Payments?

by Xplor Pay

The rise of omnichannel payments is driven by technological advancements and changing consumer behaviors with the desire for speed and flexibility.

Read more

Merchants

January 26 2024

6 min read

Boost Revenue and Efficiency in Your Bar

by Xplor Pay

In the world of hospitality, bars face the relentless challenge of managing operations efficiently while maximizing revenue. This is where Point of Sale (POS) systems come into play.

Read more

man interested in merchant onboarding automation software

Software Providers

January 19 2024

7 min read

What Is Automated Merchant Onboarding and Why is it important?

by Xplor Pay

In the rapidly evolving digital era, the concept of automated merchant onboarding is taking center stage, especially for Independent Software Vendors (ISVs). This innovative approach streamlines the traditional merchant onboarding process, transforming it into a more efficient, accurate, and user-friendly experience.

Read more

Software Providers

January 12 2024

8 min read

What Are Embedded Payments?

by Xplor Pay

Embedded payments are a transformative approach in the financial and e-commerce sectors, integrating payment processing directly into software platforms and applications. Embedded payments solutions allow for a more streamlined and efficient transaction process, both for businesses and their customers.

Read more

Merchants

January 05 2024

6 min read

Securing Payments: A Guide for Small Businesses

by Xplor Pay

In the digital age, the security of monetary transactions is more crucial than ever for small businesses. As transactions increasingly move online, the risks associated with digital payments also rise.

Read more

Software Providers

December 15 2023

7 min read

Value-Added Services in Payments

by Xplor Pay

The payment landscape is rapidly evolving, moving away from traditional methods like cash and checks towards digital alternatives. This shift is driven by the convenience and efficiency of digital payments, including mobile and contactless options as well as the growth of e-commerce.

Read more

Software Providers

December 12 2023

4 min read

Insights from the A Year In Payments​: Recapping 2023 & Unlocking Future Trends​ Webinar

by Xplor Pay

This year, the payment industry has undergone significant changes, with a focus on digital and mobile solutions, blockchain, and AI-driven technologies.

Read more

Posts pagination

Previous 1 … 6 7 8 … 12 Next

Posts pagination

Previous 1 … 7 … 12 Next
Xplor Pay' logo

© 2025 Clearent, LLC (operating as Xplor Pay) is a registered agent for Central Bank of St. Louis, MO; Citizens Bank, N.A., Providence, RI; and Pathward, N.A., Sioux Falls, SD.

Solutions

  • Payment Processing
  • Cash Discounting
  • Gift Cards & Loyalty
  • Automated Invoicing
  • Merchant Financing
  • Reporting
  • Payment Protection
  • Recurring Payments Solution

Partners

  • Software Providers
  • ISOs and Agents
  • Financial Institutions
  • Member Associations
  • Referral Partners
  • Merchants

APIs

  • Dispute Management API
  • Transaction API
  • Reporting API
  • Boarding API
  • Recurring Payments API
  • Marketing API
  • Mobile SDK
© Xplor Pay 2025. Xplor Group
  • Contact
  • Support Site
  • Campus
  • Terms
  • Privacy Policy
  • Disclosures
  • Sitemap
  • Cookie List
  • Merchant Agreement
This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.