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Xplor Pay Blog

News

July 03 2025

2 min read

Clearent by Xplor Rebrands to Xplor Pay, Leader in Vertical SaaS Platform Payments

by Xplor Pay

As of July 1st 2025, Clearent by Xplor officially rebranded to Xplor Pay. This transition marks more than just a name change, it represents a powerful evolution in the way embedded payments are delivered to SaaS platforms and software providers.

Read more

Service professional checking smartphone next to a work van with a toolbox.

Merchants

July 31 2024

6 min read

14 Ways to Improve Your Service Business Operations  

by Xplor Pay

Efficient business operations are essential for the success of any service-based business, such as HVAC, plumbing, and electrical services. Using the right tools can significantly streamline processes, enhance productivity, and improve customer satisfaction.

Read more

Smiling colleagues in a friendly meeting, engaging with each other across a table.

Software Providers

July 26 2024

7 min read

What is Merchant Onboarding?

by Xplor Pay

In order for a business to accept payments it starts with applying for a merchant account and going through an onboarding process.

Read more

Woman holding a credit card and using a tablet to look at a chargeback

Merchants

July 24 2024

9 min read

What is a Chargeback?

by Xplor Pay

Understanding chargebacks is important for both merchants, who face financial and reputational risks, and consumers, who rely on chargebacks as a safeguard against fraud.

Read more

Person typing on a keyboard with an invoice document displayed on a computer monitor.

Merchants

June 26 2024

6 min read

Smart Invoicing: Boost Efficiency and Get Paid Faster

by Xplor Pay

Smart invoicing uses automated systems to create, send, track, and manage invoices to streamline invoicing process, enhance accuracy, and improve cash flow.

Read more

payment service provider typing on a laptop

Merchants

June 11 2024

5 min read

What is a Payment Service Provider (PSP)?

by Xplor Pay

Payment service providers simplify the process of accepting and managing payments for businesses of all sizes by providing a wide range of payment methods.

Read more

Customer tapping a credit card on a handheld payment terminal.

Software Providers

May 31 2024

5 min read

What Are Integrated Payments? 101 Guide for ISVs

by Xplor Pay

For ISVs, integrated payments are an opportunity to add significant value to their software offerings and remain competitive with an exponentially growing industry.

Read more

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Merchants

May 31 2024

4 min read

6 Benefits of a Merchant Account

by Xplor Pay

A merchant account not only provides businesses the ability to process payments, but it also helps to streamline operations and improve overall efficiency.

Read more

Integrated Payments vs Embedded Payments: What’s the Difference?

Software Providers

May 14 2024

6 min read

Integrated Payments vs Embedded Payments: What’s the Difference?

by Xplor Pay

If you are a software company that has already started leveraging payments within your software, or if you are just beginning your journey, you have likely noticed the terms integrated payments and embedded payments. With these terms seemingly used interchangeably, we have noticed confusion building in the SaaS and payments landscape.

Read more

Merchants

May 03 2024

6 min read

6 Tips to Help Service-Based Businesses Optimize Invoicing 

by Xplor Pay

Optimizing invoicing processes for service-based businesses is not just a matter of routine administration, it’s a strategic business function that directly impacts profitability and customer satisfaction.

Read more

Software Providers

April 29 2024

6 min read

What ISVs Should Look For In A Payments Partner?

by Xplor Pay

In today’s software driven market, Independent Software Vendors (ISVs) face the critical and complex decision of selecting the right payments partner. This choice goes beyond mere transaction processing; it’s about finding a seamless extension of their services that enhances user experience, operational efficiency, and a partner that supports your desired growth trajectory.

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Software Providers

April 29 2024

5 min read

FinTech vs SaaS: The Similarities & Differences

by Xplor Pay

In this article, we explore the synergy between SaaS solutions and fintech solutions, examining how their integration not only drives technological advancements but also boosts operational excellence, enhancing business efficiency and sustainable growth.

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Merchants

April 12 2024

6 min read

Navigating Processing Fees: Best Practices for Cash Discounting and Surcharging 

by Xplor Pay

To alleviate the impact of processing fees, many businesses are turning to cash discounting and surcharging strategies. We explore the best practices for implementing these strategies effectively.

Read more

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© 2025 Clearent, LLC (operating as Xplor Pay) is a registered agent for Central Bank of St. Louis, MO; Citizens Bank, N.A., Providence, RI; and Pathward, N.A., Sioux Falls, SD.

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