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Clearent by Xplor Blog

Software Providers

December 13 2024

5 min read

Why Recurring Payment APIs Are a Game-Changer for Software Providers

by Xplor Pay

In today’s subscription economy, businesses increasingly rely on recurring revenue models to drive consistent growth and enhance customer retention. For software providers, seamless billing operations are critical for delivering exceptional user experiences and maintaining steady cash flow.

Read more

Man setting up a recurring payment
Person accepting payments online

Merchants

August 30 2024

9 min read

Ways to Accept Online Payments

by Xplor Pay

Explore the many benefits of accepting online payments and provides a guide on how businesses can implement various online payment methods, ensuring a seamless and secure transaction experience for their customers.

Read more

Woman working on a laptop in an office, smiling as she types.

ISOs

August 23 2024

3 min read

Discover the Power of Your Partner Portal 

by Xplor Pay

Software providers and independent sales organizations (ISOs) navigating the payment processing industry need efficiency, transparency, and comprehensive tools to more effectively manage merchant portfolios.

Read more

Woman handing a credit card to a cashier in a bookstore.

Merchants

August 15 2024

7 min read

Preparing Your Retail Business for Back-to-School Season

by Xplor Pay

From optimizing your inventory to enhancing your marketing efforts, there are several ways to ensure your retail business is ready to meet the demands of back-to-school shoppers.

Read more

Woman reviewing chargebacks on a tablet with credit card merchant statements on a table

Merchants

August 09 2024

5 min read

Chargeback Management

by Xplor Pay

Did you know that worldwide chargeback costs to businesses hit $117.47B in 2023? This highlights the importance of chargeback management.

Read more

Service professional checking smartphone next to a work van with a toolbox.

Merchants

July 31 2024

6 min read

14 Ways to Improve Your Service Business Operations  

by Xplor Pay

Efficient business operations are essential for the success of any service-based business, such as HVAC, plumbing, and electrical services. Using the right tools can significantly streamline processes, enhance productivity, and improve customer satisfaction.

Read more

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Software Providers

July 26 2024

7 min read

What is Merchant Onboarding?

by Xplor Pay

In order for a business to accept payments it starts with applying for a merchant account and going through an onboarding process.

Read more

Woman holding a credit card and using a tablet to look at a chargeback

Merchants

July 24 2024

9 min read

What is a Chargeback?

by Xplor Pay

Understanding chargebacks is important for both merchants, who face financial and reputational risks, and consumers, who rely on chargebacks as a safeguard against fraud.

Read more

Person typing on a keyboard with an invoice document displayed on a computer monitor.

Merchants

June 26 2024

6 min read

Smart Invoicing: Boost Efficiency and Get Paid Faster

by Xplor Pay

Smart invoicing uses automated systems to create, send, track, and manage invoices to streamline invoicing process, enhance accuracy, and improve cash flow.

Read more

payment service provider typing on a laptop

Merchants

June 11 2024

5 min read

What is a Payment Service Provider (PSP)?

by Xplor Pay

Payment service providers simplify the process of accepting and managing payments for businesses of all sizes by providing a wide range of payment methods.

Read more

Customer tapping a credit card on a handheld payment terminal.

Software Providers

May 31 2024

5 min read

What Are Integrated Payments? 101 Guide for ISVs

by Xplor Pay

For ISVs, integrated payments are an opportunity to add significant value to their software offerings and remain competitive with an exponentially growing industry.

Read more

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Merchants

May 31 2024

4 min read

6 Benefits of a Merchant Account

by Xplor Pay

A merchant account not only provides businesses the ability to process payments, but it also helps to streamline operations and improve overall efficiency.

Read more

Integrated Payments vs Embedded Payments: What’s the Difference?

Software Providers

May 14 2024

6 min read

Integrated Payments vs Embedded Payments: What’s the Difference?

by Xplor Pay

If you are a software company that has already started leveraging payments within your software, or if you are just beginning your journey, you have likely noticed the terms integrated payments and embedded payments. With these terms seemingly used interchangeably, we have noticed confusion building in the SaaS and payments landscape.

Read more

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© 2025 Clearent, LLC (operating as Xplor Pay) is a registered agent for Central Bank of St. Louis, MO; Citizens Bank, N.A., Providence, RI; and Pathward, N.A., Sioux Falls, SD.

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