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Clearent by Xplor Blog

Software Providers

December 13 2024

5 min read

Why Recurring Payment APIs Are a Game-Changer for Software Providers

by Xplor Pay

In today’s subscription economy, businesses increasingly rely on recurring revenue models to drive consistent growth and enhance customer retention. For software providers, seamless billing operations are critical for delivering exceptional user experiences and maintaining steady cash flow.

Read more

Man setting up a recurring payment
Team Strategizing Around Economic and Payment Trends

Software Providers

November 26 2024

4 min read

Webinar Recap: A Year In Payments: Recapping 2024 & Unlocking Future Trends 

by Xplor Pay

The payments landscape is constantly evolving, influenced by shifts in technology, economic forces, and consumer behavior. Staying ahead of these changes is crucial for businesses looking to thrive in a competitive market.

Read more

Merchants

November 22 2024

5 min read

Why Shopping Small Matters for SMBs This Holiday Season

by Xplor Pay

In preparation for the 15th Small Business Saturday® on Nov 30th, we’ve teamed up with American Express to support the Shop Small® Movement and help small businesses succeed.

Read more

Woman paying with a credit card

Software Providers

November 22 2024

5 min read

Unlocking Growth with a Registered Payment Facilitator 

by Xplor Pay

A common theme in today’s embedded payments landscape is the desire of software providers to become payment facilitators. It’s no secret there are benefits for software providers in pursing payment facilitation, such as empowering them to own their payment experience, drive growth and enhance customer satisfaction.

Read more

Merchants

November 08 2024

8 min read

Level 3 Credit Card Processing: What It Is and Why It Matters

by Xplor Pay

For businesses primarily dealing with other businesses or government agencies, Level 3 processing can significantly reduce costs through detailed data collection.

Read more

Team collaborating on payments strategy

Software Providers

November 01 2024

8 min read

A New Approach to Maximizing Payments Revenue with PayFac as a Service 

by Xplor Pay

Over the last several years, software providers have been building interest in becoming Payment Facilitators, but the question continues to remain, is it the right fit for you? With the rise of Payment Facilitation came demand from software providers for a less intensive solution.

Read more

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Merchants

October 25 2024

11 min read

Level 2 Processing: What It Is and Why It Matters

by Xplor Pay

Credit card processing fees are a burden for many businesses, especially those with high transaction volumes. But what if there was a way to lower those fees without changing your payment provider? This is where Level 2 credit card processing comes into play.

Read more

Young woman in a café working on a tablet and reviewing charts.

Software Providers

October 18 2024

6 min read

How to Assess the Health and Risk of Your Merchant Portfolio: A Guide for Software Providers 

by Xplor Pay

Managing a healthy merchant portfolio is crucial for software providers, as it directly impacts revenue and risk exposure.

Read more

Software Providers

October 04 2024

5 min read

6 Benefits of Working with a PayFac as a Service Provider

by Xplor Pay

PayFac as a Service allows software providers to reap the benefits of true payment facilitation services without the heavy lifting.

Read more

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Merchants

September 27 2024

6 min read

How SMBs Can Improve Customer Engagement with a Point-of-Sale System

by Xplor Pay

Once viewed as just a tool to process payments, today’s POS systems are dynamic platforms that help SMBs enhance customer engagement, improve efficiency, and ultimately grow their business.

Read more

Group of colleagues engaged in a collaborative discussion around a laptop in a modern office.

Software Providers

September 20 2024

5 min read

Webinar Recap: Balancing Risk & Reward with PayFac as a Service 

by Xplor Pay

Our recent webinar, Balancing Risk & Reward with PayFac as a Service, provided invaluable insights into how software providers can maximize.

Read more

Woman browsing wine selection in a liquor store.

Merchants

September 13 2024

6 min read

Payment Trends in Liquor Stores: Embracing Modern-Day POS Systems

by Xplor Pay

Modern Point of Sale (POS) systems, which are helping liquor store owners keep up with customer expectations, streamline operations, and drive growth.

Read more

Team of professionals reviewing charts and data during a collaborative meeting.

Software Providers

September 05 2024

5 min read

Tips for Understanding and Optimizing Your Merchant Portfolio: A Guide for Software Providers

by Xplor Pay

As software providers pursue more responsibility through embedded payment solutions, it is critical to understand portfolio management

Read more

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© 2025 Clearent, LLC (operating as Xplor Pay) is a registered agent for Central Bank of St. Louis, MO; Citizens Bank, N.A., Providence, RI; and Pathward, N.A., Sioux Falls, SD.

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