Skip to content

Clearent by Xplor is now Xplor Pay.

Xplor Paylogo
  • Software Providers
    Vertical SaaS Solutions
    PayFac as a Service
    Balance Risk & Reward with PayFac as a Service
    Embedded Payments
    Embedded & Integrated Solutions
    NEW
    Embedded Capital
    Low-Code Capital Solution Embedded in Your Software
    NEW
    White-Label Payments
    Power Your Platform and Elevate Your Brand
    Get Started
    Dispute Management API
    Enhance your software with built-in dispute resolution
    Transaction API
    Seamlessly embed payment processing
    Reporting API
    Robust reporting & payments insights
    Boarding API
    Flexible solutions for all boarding needs
     
    Icons/xplor-icon-reload
    Recurring Payments API
    Monetize your software user’s subscription billing
    Marketing API
    Where data meets marketing automation
    Mobile Payments SDK
    Secure mobile application acceptance
    Documentation
    Explore our products, guides, resources & references
    Featured Webinar
    The Road to Payment Facilitation
    Scaling with Embedded Payment Partnerships Webinar.
    Watch Webinar
    • PayFac as a Service
    • Embedded Payments
    • Embedded Capital
    • Dispute Management API
    • Transaction API
    • Reporting API
    • Boarding API
    • Recurring Payments API
    • Marketing API
    • Mobile Payments SDK
    • Documentation
  • Merchants
    Merchant Solutions
    Payment Processing
    Simple, secure payment processing for SMBs
    Cash Discounting
    Save up to 95% on processing fees
    Payment Protection
    Multi-layered approach to payments security
    Smart Invoicing
    Automate & simplify invoicing
     
    Reporting
    Everything you need to run your business
    Merchant Financing
    Fast financing options
    Icons/xplor-icon-reload
    Recurring Payments Solution
    Automate recurring billing
    Gift Cards & Loyalty
    Implement gift & loyalty programs
    Ways to Pay
    Point of Sale
    Efficiently manage your business on one platform
    Mobile App
    Accept credit cards on the go
    Virtual Terminal
    Accept payments online
     
    Icons/xplor-icon-speech-bubble
    Text to Pay
    Accept payments via secure text links
    Hosted Payments
    Accept payments online via hosted payments page
    Get Started
    • Payment Processing
    • Cash Discounting
    • Payment Protection
    • Smart Invoicing
    • Reporting
    • Merchant Financing
    • Recurring Payments Solution
    • Gift Cards & Loyalty
    • Point of Sale Solutions
    • Mobile App
    • Virtual Terminal
    • Text To Pay
    • Hosted Payments
  • Resources
    Who We Are
    Icons/xplor-icon-move-with-purpose
    About Us
    Who is Xplor Pay?
    Careers
    See our option positions
    Reviews
    Hear what our customers are saying
    Success Stories
    Find out how we’ve made an impact
    Learn More
    Blog
    Read our latest blogs
    Learning Center
    Check out additional resources
    News
    Explore our latest press releases
    Podcasts
    Listen to our Payment Pulse podcast
    Latest Podcast
    Payment Pulse | Ep. 12
    Embedded vs Integrated Payments with Mark Passifione
    Payment Pulse Image
    Watch Podcast
    • About Us
    • Careers
    • Blog
    • Learning Center
    • News
    • Reviews
    • Success Stories
    • Podcasts
  • Sign In
  • Get Started

Clearent by Xplor Blog

Software Providers

December 13 2024

5 min read

Why Recurring Payment APIs Are a Game-Changer for Software Providers

by Xplor Pay

In today’s subscription economy, businesses increasingly rely on recurring revenue models to drive consistent growth and enhance customer retention. For ….

Read more

Man setting up a recurring payment

Merchants

November 08 2012

3 min read

Acronyms and the World of Business Credit Card Processing

by Xplor Pay

Lately I’ve received several questions regarding industry acronyms. That’s why I’d like to clarify their meaning and help eliminate any confusion. After all, there is no dictionary that focuses solely on terms used in business credit card processing.

Read more

ISOs

July 19 2011

3 min read

Credit Card Processing Fees: The Convenience Fee Explained

by Xplor Pay

A convenience fee is a charge added to the base transaction amount for the convenience of being able to use an alternative payment method.

Read more

ISOs

July 15 2011

3 min read

5 Common Myths About Having a Dedicated BIN

by Xplor Pay

Recently I’ve been speaking with a lot of agents who are on a quest for a dedicated BIN. Apparently some providers are touting benefits such as that it can help them earn bigger profits and become the master of their own destiny.

Read more

Posts pagination

Previous 1 … 11 12

Posts pagination

Previous 1 … 12
Xplor Pay' logo

© 2025 Clearent, LLC (operating as Xplor Pay) is a registered agent for Central Bank of St. Louis, MO; Citizens Bank, N.A., Providence, RI; and Pathward, N.A., Sioux Falls, SD.

Solutions

  • Payment Processing
  • Cash Discounting
  • Gift Cards & Loyalty
  • Automated Invoicing
  • Merchant Financing
  • Reporting
  • Payment Protection
  • Recurring Payments Solution

Partners

  • Software Providers
  • ISOs and Agents
  • Financial Institutions
  • Member Associations
  • Referral Partners
  • Merchants

APIs

  • Dispute Management API
  • Transaction API
  • Reporting API
  • Boarding API
  • Recurring Payments API
  • Marketing API
  • Mobile SDK
© Xplor Pay 2025. Xplor Group
  • Contact
  • Support Site
  • Campus
  • Terms
  • Privacy Policy
  • Disclosures
  • Sitemap
  • Cookie List
  • Merchant Agreement
This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.