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  • Software Providers
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    PayFac as a Service
    Balance Risk & Reward with PayFac as a Service
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    Low-Code Capital Solution Embedded in Your Software
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    Enhance your software with built-in dispute resolution
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    The Road to Payment Facilitation
    Scaling with Embedded Payment Partnerships Webinar.
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    Automate recurring billing
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    Implement gift & loyalty programs
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    Accept payments via secure text links
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    Accept payments online via hosted payments page
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    • Payment Processing
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    Latest Podcast
    Payment Pulse | Ep. 12
    Embedded vs Integrated Payments with Mark Passifione
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Learning Center

Podcast

April 11 2025

11 min read

Payment Pulse – Ep. 8

by Xplor Pay

Tariffs Impact on SMBs and Payments Payment Pulse: The Power of Social Proof: Learn how influencer endorsements, online reviews, and ….

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Payment Pulse Ep 8
automated payments onboarding saas providers

Webinars

June 22 2024

46 mins

Why Automated Payments Onboarding Matters

by Xplor Pay

Our latest webinar where we dive into the benefits and strategies behind automated payments onboarding for SaaS providers.

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Insights

May 15 2024

2 min read

Interchange Rates – 2025

by Xplor Pay

The following are the April 2025 updates to Visa and American Express programs and fees. Visa Visa Enhanced Data File ….

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Insights

April 01 2024

2 min read

Security Best Practices

by Xplor Pay

Security is one of our top priorities. Keep these best practices in mind to help safeguard your business and your customers.

Read more

payfac-scaling-embedded-payment-partnerships

Webinars

March 28 2024

52 mins

The Road to Payment Facilitation: Scaling with Embedded Payment Partnerships Webinar

by Xplor Pay

Learn More About Xplor Pay Flexible Partnerships: xplorpay.com/software-vendors/ In this webinar we will navigate the path to embedded payments success through ….

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Insights

January 22 2024

4 min read

Understanding Your Form 1099-K

by Xplor Pay

When will I receive my 1099-K? Each January, we will mail your 1099-K. You should receive it by the end ….

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Press

January 17 2024

3 min read

Xplor Pay Adds New Mobile App, Allows Merchants to Accept Payments Anywhere

by Xplor Pay

Built for iOS and Android, Xplor Pay Mobile allows small businesses to take card payments, with or without internet access ….

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Insights

January 03 2024

3 min read

What are the PCI Standards & Programs?

by Xplor Pay

Now that you know what PCI DSS compliance is and who needs to be PCI compliant, it’s time to learn more about ….

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year in payments recapping 2023

Webinars

December 08 2023

45 mins

A Year In Payments: Recapping 2023 & Unlocking Future Trends

by Xplor Pay

Ever wondered how yesterday’s predictions shape today’s reality and tomorrow’s innovations? Join us as we journey through the payment landscape ….

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saas integrated embedded payments marketing api

Webinars

October 02 2023

35 mins

SaaS Value-Adds Webinar: Marketing API

by Xplor Pay

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Insights

September 13 2023

4 min read

Understanding Interchange

by Xplor Pay

Many merchants and merchant services providers are confused by interchange and its impact on the fees that merchants pay to ….

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Insights

September 13 2023

1 min read

Visa Transaction Integrity Fee

by Xplor Pay

Visa introduced the Visa Transaction Integrity Fee (TIF) in April 2012. The TIF is $0.10 per transaction and will be ….

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Insights

August 31 2023

4 min read

Visa Fixed Acquirer Network Fee

by Xplor Pay

Visa introduced the Fixed Acquirer Network Fee (FANF) in April 2012. The FANF fee is a monthly fee that is ….

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© 2025 Clearent, LLC (operating as Xplor Pay) is a registered agent for Central Bank of St. Louis, MO; Citizens Bank, N.A., Providence, RI; and Pathward, N.A., Sioux Falls, SD.

Solutions

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  • Recurring Payments Solution

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APIs

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  • Recurring Payments API
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