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Learning Center

Podcast

February 21 2025

14 min read

Payment Pulse – Ep. 3

by Xplor Pay

Social Influence & Emotional Spending Payment Pulse: The Power of Social Proof: Learn how influencer endorsements, online reviews, and peer ….

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Payment Pulse Ep 3

Insights

January 03 2024

3 min read

What are the PCI Standards & Programs?

by Xplor Pay

Now that you know what PCI DSS compliance is and who needs to be PCI compliant, it’s time to learn more about ….

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year in payments recapping 2023

Webinars

December 08 2023

45 mins

A Year In Payments: Recapping 2023 & Unlocking Future Trends

by Xplor Pay

Ever wondered how yesterday’s predictions shape today’s reality and tomorrow’s innovations? Join us as we journey through the payment landscape ….

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saas integrated embedded payments marketing api

Webinars

October 02 2023

35 mins

SaaS Value-Adds Webinar: Marketing API

by Xplor Pay

Read more

Insights

September 13 2023

4 min read

Understanding Interchange

by Xplor Pay

Many merchants and merchant services providers are confused by interchange and its impact on the fees that merchants pay to ….

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Insights

September 13 2023

1 min read

Visa Transaction Integrity Fee

by Xplor Pay

Visa introduced the Visa Transaction Integrity Fee (TIF) in April 2012. The TIF is $0.10 per transaction and will be ….

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Insights

August 31 2023

4 min read

Visa Fixed Acquirer Network Fee

by Xplor Pay

Visa introduced the Fixed Acquirer Network Fee (FANF) in April 2012. The FANF fee is a monthly fee that is ….

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Insights

August 25 2023

3 min read

United States Federal Reserve launches FedNow

by Xplor Pay

On July 20, 2023 the United States Federal Reserve launched a new instant payment service, FedNow. This service allows individuals ….

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Insights

August 14 2023

4 min read

What Are the Different PCI Self-Assessment Questionnaires (SAQs)?

by Xplor Pay

The formal process of achieving PCI compliance for most businesses will include submitting an annual PCI self-assessment questionnaire (SAQ) and ….

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woman learning how to fight chargebacks

Press

August 02 2023

3 min read

Xplor Pay Launches New and Improved Automated Onboarding Solution

by Xplor Pay

Xplor Pay Launches New and Improved Automated Onboarding Solution for a Better Merchant Enrollment Experience and Faster Account Set-up  Xplor ….

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Insights

May 22 2023

5 min read

Complying with the IRS Reporting Rules

by Xplor Pay

The Internal Revenue Service (IRS) tax code requires all merchant acquiring entities, such as Xplor Pay, to file a Form ….

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Insights

March 17 2023

1 min read

Rules for Transaction Minimums & Maximums

by Xplor Pay

We all know merchants who have signs taped to their registers with minimum amounts for using a credit and/or debit ….

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Insights

March 17 2023

5 min read

Visa & Mastercard Settlement with U.S. Department of Justice

by Xplor Pay

Card Association Changes Regarding Merchant Acceptance Practices The U.S. Department of Justice entered a settlement with Visa and MasterCard. As ….

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© 2025 Clearent, LLC (operating as Xplor Pay) is a registered agent for Central Bank of St. Louis, MO; Citizens Bank, N.A., Providence, RI; and Pathward, N.A., Sioux Falls, SD.

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