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Clearent by Xplor Blog

Software Providers

December 13 2024

5 min read

Why Recurring Payment APIs Are a Game-Changer for Software Providers

by Xplor Pay

In today’s subscription economy, businesses increasingly rely on recurring revenue models to drive consistent growth and enhance customer retention. For software providers, seamless billing operations are critical for delivering exceptional user experiences and maintaining steady cash flow.

Read more

Man setting up a recurring payment
What is Payment Facilitation As A Service

Software Providers

December 06 2023

7 min read

What is Payment Facilitation as a Service?

by Xplor Pay

In the ever-changing digital world, businesses are revolutionizing how they handle financial transactions, with Payment Facilitation (PayFac) leading this shift. PayFac As A Service has emerged as a groundbreaking solution, especially for businesses that find traditional PayFac models – often complex and regulation-heavy – challenging.

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Merchants

December 01 2023

4 min read

Food Trucks Go Mobile: How Mobile Payment Solutions Are Changing the Game

by Xplor Pay

The mobile food industry, spearheaded by the food truck scene, has seen a remarkable surge in popularity. It’s a revolution on wheels, bringing gourmet flavors and diverse cuisines to the streets. This culinary trend isn’t just about food; it’s about culture, convenience, and community.

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What is a Payment Facilitator?

Software Providers

November 17 2023

7 min read

What is a Payment Facilitator?

by Xplor Pay

Keeping it simple, if a business wants to accept credit card payments, they will need a Payment Facilitator. But what exactly is a Payment Facilitator and how does it apply to you?

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Merchants

November 16 2023

3 min read

Update: Visa/Mastercard’s Class Action Lawsuit

by Xplor Pay

MCAG and Xplor Pay are excited to share the most recent news about the Visa/Mastercard Settlement. The Judge has approved the proposed claim form, and it’s expected they will start going out by mail in December 2023.

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Merchants

November 10 2023

5 min read

Embracing the Holidays: A Small Business Guide

by Xplor Pay

The holiday season is more than just a festive time of year; it’s a golden opportunity for small businesses to shine. But what does this mean in numbers?

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Software Providers

November 03 2023

6 min read

Improving Customer Experience in 10 Steps

by Xplor Pay

If you’re an Independent Software Vendor (ISV), you’re probably aware of the buzzword that’s been making waves in the industry: Customer Experience or CX. Users don’t just want a product; they crave an experience, a journey, a story. Modern users are a savvy bunch.

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restaurant staff learning how to choose a point of sale system

Merchants

October 26 2023

4 min read

How To Choose a POS System

by Xplor Pay

Navigating the world of Point of Sale (POS) systems can be daunting, especially for small business owners. However, a modern POS system is more than just a tool to accept payments.

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handsome smiling barista offering cash discount in cafe

Merchants

September 29 2023

4 min read

What is a Cash Discount?

by Xplor Pay

In a world where every penny counts, businesses are always on the lookout for ways to save money and boost their bottom line. One often overlooked strategy that can make a significant difference is the use of cash discounts.

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Merchants

September 22 2023

5 min read

The Value of Repeat Customers for SMBs

by Xplor Pay

The value of repeat customers for small and medium-sized businesses (SMBs) cannot be overstated. They play a crucial role in the success and growth of an SMB. Creating a base of loyal customers can lead to increased profitability, stability, and growth for your business.

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Merchants

September 15 2023

3 min read

Cash Discount vs Surcharge: A Detailed Comparison

by Xplor Pay

The idea of merchants offering their customers a discount for paying with cash or check is nothing new. Neither is adding a fee to cover the cost of processing credit cards.

Read more

Merchants

September 08 2023

3 min read

Give Yourself the Gift of Time – Optimize Your Small Business

by Xplor Pay

For many small business owners, the dream isn’t necessarily to expand into a larger company. In fact, a significant portion of small businesses have a different goal in mind: optimization.

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dual pricing explained

Merchants

September 01 2023

5 min read

What is Dual Pricing?

by Xplor Pay

Dual pricing is the practice of charging a reduced price (or cash discount) to customers paying with cash versus a higher price to those paying with credit for the same product or service.

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© 2025 Clearent, LLC (operating as Xplor Pay) is a registered agent for Central Bank of St. Louis, MO; Citizens Bank, N.A., Providence, RI; and Pathward, N.A., Sioux Falls, SD.

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