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Xplor Pay Blog: Software Providers

Software Providers

December 13 2024

5 min read

Why Recurring Payment APIs Are a Game-Changer for Software Providers

by Xplor Pay

In today’s subscription economy, businesses increasingly rely on recurring revenue models to drive consistent growth and enhance customer retention. For software providers, seamless billing operations are critical for delivering exceptional user experiences and maintaining steady cash flow.

Read more

Man setting up a recurring payment
Team collaborating on payments strategy

Software Providers

November 01 2024

8 min read

A New Approach to Maximizing Payments Revenue with PayFac as a Service 

by Xplor Pay

Over the last several years, software providers have been building interest in becoming Payment Facilitators, but the question continues to remain, is it the right fit for you? With the rise of Payment Facilitation came demand from software providers for a less intensive solution.

Read more

Young woman in a café working on a tablet and reviewing charts.

Software Providers

October 18 2024

6 min read

How to Assess the Health and Risk of Your Merchant Portfolio: A Guide for Software Providers 

by Xplor Pay

Managing a healthy merchant portfolio is crucial for software providers, as it directly impacts revenue and risk exposure.

Read more

Software Providers

October 04 2024

5 min read

6 Benefits of Working with a PayFac as a Service Provider

by Xplor Pay

PayFac as a Service allows software providers to reap the benefits of true payment facilitation services without the heavy lifting.

Read more

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Software Providers

September 20 2024

5 min read

Webinar Recap: Balancing Risk & Reward with PayFac as a Service 

by Xplor Pay

Our recent webinar, Balancing Risk & Reward with PayFac as a Service, provided invaluable insights into how software providers can maximize.

Read more

Team of professionals reviewing charts and data during a collaborative meeting.

Software Providers

September 05 2024

5 min read

Tips for Understanding and Optimizing Your Merchant Portfolio: A Guide for Software Providers

by Xplor Pay

As software providers pursue more responsibility through embedded payment solutions, it is critical to understand portfolio management

Read more

Woman managing disputes and chargebacks on a tablet with credit card merchant statements on a table

Merchants

August 09 2024

5 min read

Chargeback Management

by Xplor Pay

Did you know that worldwide chargeback costs to businesses hit $117.47B in 2023? This highlights the importance of chargeback management.

Read more

Smiling colleagues in a friendly meeting, engaging with each other across a table.

Software Providers

July 26 2024

7 min read

What is Merchant Onboarding?

by Xplor Pay

In order for a business to accept payments it starts with applying for a merchant account and going through an onboarding process.

Read more

Customer tapping a credit card on a handheld payment terminal.

Software Providers

May 31 2024

5 min read

What Are Integrated Payments? 101 Guide for ISVs

by Xplor Pay

For ISVs, integrated payments are an opportunity to add significant value to their software offerings and remain competitive with an exponentially growing industry.

Read more

Integrated Payments vs Embedded Payments: What’s the Difference?

Software Providers

May 14 2024

6 min read

Integrated Payments vs Embedded Payments: What’s the Difference?

by Xplor Pay

If you are a software company that has already started leveraging payments within your software, or if you are just beginning your journey, you have likely noticed the terms integrated payments and embedded payments. With these terms seemingly used interchangeably, we have noticed confusion building in the SaaS and payments landscape.

Read more

Software Providers

April 29 2024

6 min read

What ISVs Should Look For In A Payments Partner?

by Xplor Pay

In today’s software driven market, Independent Software Vendors (ISVs) face the critical and complex decision of selecting the right payments partner. This choice goes beyond mere transaction processing; it’s about finding a seamless extension of their services that enhances user experience, operational efficiency, and a partner that supports your desired growth trajectory.

Read more

Software Providers

April 29 2024

5 min read

FinTech vs SaaS: The Similarities & Differences

by Xplor Pay

In this article, we explore the synergy between SaaS solutions and fintech solutions, examining how their integration not only drives technological advancements but also boosts operational excellence, enhancing business efficiency and sustainable growth.

Read more

Software Providers

April 05 2024

3 min read

Key Takeaways from The Road to Payment Facilitation Webinar

by Xplor Pay

To shed light on the complex journey to becoming a Payment Facilitator, we recently hosted a webinar titled “The Road to Payment Facilitator”, where we had a panel discussion with vertical software leaders on their experience navigating payment partnerships.

Read more

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© 2025 Clearent, LLC (operating as Xplor Pay) is a registered agent for Central Bank of St. Louis, MO; Citizens Bank, N.A., Providence, RI; and Pathward, N.A., Sioux Falls, SD.

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