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  • Software Providers
    Vertical SaaS Solutions
    PayFac as a Service
    Balance Risk & Reward with PayFac as a Service
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    Embedded & Integrated Solutions
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    Low-Code Capital Solution Embedded in Your Software
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    Power Your Platform and Elevate Your Brand
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    Enhance your software with built-in dispute resolution
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    Flexible solutions for all boarding needs
     
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    Monetize your software users’ subscription billing
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    Where data meets marketing automation
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    The Road to Payment Facilitation
    Scaling with Embedded Payment Partnerships Webinar.
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    Everything you need to run your business
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    Fast financing options
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    Automate recurring billing
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    Implement gift & loyalty programs
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    Efficiently manage your business on one platform
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    Accept credit cards on the go
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    Accept payments online
     
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    Text to Pay
    Accept payments via secure text links
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    Accept payments online via hosted payments page
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    • Payment Processing
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    Payment Pulse | Ep. 25
    How to Read Your Merchant Statement with Noelle and Joe
    Payment Pulse Ep 25
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Xplor Pay Blog

Software Providers

September 19 2025

2 min read

Xplor Technologies to Acquire Ezypay – Unlocking New Growth for Businesses of All Sizes in Asia Pacific

by Xplor Pay

Xplor Technologies (Xplor Pay’s parent company) has entered into a definitive agreement to acquire Ezypay, a multi-award-winning recurring payment solutions provider trusted by businesses across Asia Pacific.

Read more

software provider testing integrated payments in app

February 11 2026

7 min read

How to Read Your Merchant Statement  

by Xplor Pay

Walk through the key sections of a typical payment processing statement and explain what each part means, what to look for, and why it matters.

Read more

Man shaking someone's hand across a conference table.

Software Providers

February 06 2026

9 min read

AI Readiness for Software Providers

by Xplor Pay

AI readiness for software providers isn’t about rushing AI features. Learn why clean payments data, system ownership, and disciplined integrations enable long-term flexibility and future intelligence.

Read more

Merchants

January 30 2026

7 min read

Mastering Tap to Pay: Your Guide to Contactless Transactions 

by Xplor Pay

Contactless payments have moved from “nice to have” to an everyday expectation. Whether someone is tapping a phone to buy coffee or waving a card over a terminal at checkout, it has reshaped how transactions happen. 

Read more

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Software Providers

January 16 2026

8 min read

Turning Payments into a Retention Strategy

by Xplor Pay

See how embedded payments improve retention by increasing stickiness, reducing churn, and unlocking long-term LTV growth for SaaS platforms.

Read more

Merchants

January 15 2026

7 min read

Payment Processing 101: What Happens When a Customer Pays & Why It Matters More Than You Think 

by Xplor Pay

Fundamentals of payment processing, what’s actually happening behind the scenes, who’s involved, and why understanding the basics can help business owners feel more confident and in control. 

Read more

benefits of becoming a payfac

Software Providers

January 09 2026

6 min read

What to Look for in a Payments Partner: A Vertical SaaS Provider’s Guide

by Xplor Pay

Selecting a payments partner is a critical decision for vertical SaaS providers. This post explores the factors that make embedded payments a true growth driver.

Read more

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Software Providers

December 19 2025

5 min read

Unlocking Long-Term Value from Your Payments Integration

by Xplor Pay

Turn your payments integration into a competitive advantage with predictable revenue flows, automated operations, and insights that drive smarter decisions.

Read more

Merchants

December 18 2025

7 min read

Payments Planning for the New Year: What Every SMB Should Review 

by Xplor Pay

This article covers the most important payments moves every small business should consider as they head into the new year, so payments support your goals instead of holding them back. 

Read more

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Software Providers

December 11 2025

8 min read

How to Build a Business Case for Embedded Payments

by Xplor Pay

Learn how to build a strong business case for embedded payments with clear ROI models, cost comparisons, and a proven framework for gaining leadership buy-in.

Read more

Merchants

December 05 2025

7 min read

Understanding NFC Payments

by Xplor Pay

As more customers embrace NFC and mobile wallets, merchants have a valuable opportunity to create a faster, safer, and more modern payment experience. This guide breaks down how NFC works, how secure it is, and what businesses need to know to get started.

Read more

splitting payments

Merchants

November 21 2025

8 min read

Comprehensive Guide to Split Payments

by Xplor Pay

Explore how split payments work, why they matter, and what businesses should know when implementing them. By learning how to implement split payments effectively, businesses can better serve customers and enhance operational efficiency. 

Read more

Merchants

November 21 2025

7 min read

What the New Visa & Mastercard Swipe Fee Settlement Means for Merchants & How to Keep Processing Costs Low

by Xplor Pay

The proposed Visa and Mastercard settlement could bring meaningful changes to how merchants are charged for credit card acceptance. While some businesses may see modest savings, the real impact will depend on their card mix. We break down what’s included in the proposal and what to expect next as the court review continues.

Read more

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© 2026 Clearent, LLC (operating as Xplor Pay) is a registered agent for Central Bank of St. Louis, MO; and Citizens Bank, N.A., Providence, RI.

Solutions

  • Payment Processing
  • Cash Discounting
  • Gift Cards & Loyalty
  • Automated Invoicing
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  • Recurring Payments Solution

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APIs

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  • Transaction API
  • Reporting API
  • Boarding API
  • Recurring Payments API
  • Marketing API
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